ANZ–Is strict lending killing big ideas?
What’s the real cost of lending regulations? ANZ CEO Shayne Elliott explains how playing it too safe in banking blocks opportunities for people ‘in the middle’, locking the middle class out of traditional banking services.
Plus, we hear about ANZ's big bet on technology, overhauling entire systems to build ANZ Plus, while GitHub Copilot is already generating 7% of their code. As Shayne tells it, neobanks have largely failed, and real innovation—and competition—isn't from new banks, but from totally new ways of handling money.
Ok, now for the legal bit
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